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PesaLink money transfer is a fast and safe way to send money to anyone anywhere in Kenya.

Co-operative Bank is Regulated by the Central Bank of Kenya.


Receive money instantly into your Co-op bank account via PesaLink.

The PesaLink service allows you to transfer money into a Co-op Bank account instantly from another bank. 

You can transfer as little as Ksh 10 up to Ksh 200,000 at an extremely low cost between Ksh 0 to Ksh 152, depending on the amount you transfer.

In addition, you can make payments directly from your Co-op Bank account to any local bank account instantly from as little as Ksh 10 up to Ksh 200,000.

Simply access MCo-op Cash via *667# or open the MCo-op Cash app, select PESALINK, and link your Co-op Bank accounts to your mobile number. Linking your accounts is free of charge.

Once you link your Co-op Bank accounts to PesaLink, you will be able to access PesaLink services via:

  1. Co-op Kwa Jirani Agents 
  2. Co-op Bank ATMs
  3. Co-op Bank Mobile Banking (MCo-op Cash)
  4. Our branches 

PesaLink services are available to customers 24/7. You can receive money into your Co-op Bank account at any time of the day.

Linking your Co-op Bank Account to PesaLink from a Co-op Bank ATM
  1. Insert your Co-op Bank Visa Card and input PIN.
  2. Select ‘Other Transactions’.
  3. Select ‘PESALINK’.
  4. Select ‘Link Phone’.
  5. Input the phone number to be linked.
  6. Confirm to make the account the primary account.
  7. You will receive a confirmation message.
  8. Select the option of doing another transaction.
  9. Select ‘Primary Account Option’ on the upper right hand side of the screen.
  10. Input the phone number to be linked to the account.
  11. Confirm that you wish to make that account the ‘Primary Account’ by clicking the ‘Okay’ button.
  12. You will then get a confirmation message on the screen that the linking was successful.
How to link your Co-op Bank Account to PesaLink via MCo-op Cash ​
  1. Go to the MCo-op Cash app or dial *667# to access the MCo-op Cash USSD.
  2. Select ‘PesaLink’ menu.
  3. Select ‘Link your Phone’.
  4. Select the account number you want linked.
  5. Select ‘yes’ to make the account the primary account.
  6. A confirmation with details will be displayed on the phone.
  7. You will then receive an SMS confirmation of the linking​
PesaLink Charges



PesaLink Limits(Co-op Bank) Amount (KES)
Maximum amount you can send per transaction 70,000
Maximum amount you can send per day 200,000
Maximum amount you can receiver per transaction /per day 999,999


Amount Fees (KES)
0 - 500  0
501 - 10,000 42
10,001 – 50,000 62
50,001 – 70,000 82
70,001 – 100,000 82
100,001 – 200,000 112


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