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Make payments and enjoy easy access to your funds with the elephant in your wallet!

Co-operative Bank is Regulated by the Central Bank of Kenya.

Corporate Pre-paid Card

Manage your organization’s expenses through a Co-op Pre-paid Card

Co-op Pay Cards are preloaded pre-paid cards issued to corporates for purposes of managing expenses like imprest, wages, bonuses, and petty cash. The cards can be used to access cash and pay for goods and services worldwide. The corporate contracts the bank to facilitate issuance of the cards to its co-opted cardholders and thus has the sole responsibility of funding the cards and issuing any instructions.

Features of Co-op Pay
  1. Credited through Co-op Bank branches, ATMs, Internet Banking or EFT
  2. No charge attached to swiping the card to pay for goods and services at merchant points
  3. Cards bear the names of cardholders as well as the sponsoring institution and are thus linked to the organization
  4. All transactions are PIN authenticated
  5. Free email statements and processing reports to the organization
  6. Reloadable
Benefits of Co-op Pay to the Organization
  1. Account monitoring and reconciliation for the card accounts
  2. Customer relationship management
  3. Call centre support services
  4. Centralized management of payments
  5. No cash or cheque payments
  6. Operations management
Benefits to Cardholders
  1. Security
  2. Convenience
  3. Better budgeting and planning tool
  4. Several transaction access points, for example, Co-op ATMs, Agents, Visa branded ATMs and merchants
  5. Ease of use anywhere
  1. Duly filled and signed Co-op Pay application form 
  2. Duly filled and signed copy of terms and conditions of use
  3. Duly filled Co-op Pay agreement form, executed under a company seal
  4. Corporate to open a funding account (can use an already existing account if any)
  5. Provision of the following:
    • A list of all the prospective cardholders, their mobile phone numbers, and certified ID copies on the company’s letter, duly signed 
    • The company’s board resolution to acquire the cards, executed under the company seal
    • Certified copy of the organization’s KRA PIN certificate
    • Certified copy of the certificate of registration/incorporation
    • Organization’s account number to be debited with initial card issuance charges
    • The company’s articles and memorandum of association
    • Passport sized photos and certified copies of ID of account signatories (if non-account holders)
General Safety Information
  1. DO NOT share your PIN
  2. DO NOT write your PIN on the card or anywhere else
  3. Keep your card safe at all times

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