Local Visa Classic Card


This is a Visa Credit card designed for anyone who wants to access credit and use only within Kenya. The card allows you convenience of settling bills such as hospital, legal, air tickets, restaurants, etc, without the risk of carrying hard cash.

  • Global Cardholders Assistance Services
  • SMS notifications whenever your card is used
  • Worldwide Acceptance at more than 24 million locations
  • Ability to move funds from your credit card to Mcoop Cash and make mobile money payments (for linked cards to Mcoop Cash)
  • Emergency services with Visa’s Global Customer Assistance Service (GCAS): Lost or stolen card reporting, Emergency card replacement, Emergency cash advance, Cardholder enquiry service.

Visa Global Customer Assistance Service

If your Visa card has been lost or stolen, Visa Global Customer Assistance Services representatives can:

  1. Block your account from fraudulent purchases within 30 minutes.
  2. Arrange for a replacement card to be sent to you within 3 working days.
  3. Provide for emergency cash to be collected from 270,000 locations worldwide.
You may place a collect call from anywhere in the world to +1 303 967 1090

  • No joining fee
  • Free monthly email statements
  • Free access to our 24-hour authorization & helpline
  • Interest free period of up to 50 days
  • Option of paying full amount due or only 10% of the total amount spent or Kes.2,000/= whichever is greater and roll over the remainder
  • It allows a cash advance equivalent to KShs.10, 000= per day, but not exceeding 50% of total limit. Subject to availability of funds.

Application Requirements:
For salaried applicants
  • Three months current bank statements certified
  • ID original and a copy or passport
  • Copy of PIN certificate
  • Copy of most recent pay slip
  • One color passport size photo
  • For Self-employed applicants
  • Certified copy of national ID
  • Certified Copy of KRA PIN
  • One passport size photo
  • Applicant with no borrowing history must have banked with Co-operative Bank consistently for the last one year or cash secure the card.

  • Cash advance fee is 6% of amount drawn on any non co-op bank ATM and co-opbank ATM or Co-Op bank over the counter withdrawal.

Want More Information?

For further enquiries, kindly fill in this form and we shall get back to you.

By clicking "form", you consent to us using your information and contacting you via email and/or telephone for the purposes of completing the credit card application.