Crop Insurance

Rest a little easier knowing that you are financially covered from natural calamities, pests and diseases.

The farmer is covered against

  1. Yield shortfall due to:-
    • draught and/or excessive rainfall
    • hail
    • frost
    • windstorm
    • fire
    • uncontrollable pests and diseases
  2. Loss of production inputs are also covered as a result of the same factors.
What crops are covered?’
  1. Wheat
  2. Barley
  3. Sorghum
  4. Maize
  5. Tea
  6. Vegetables
  7. Sugarcane
  8. Flowers
  9. Green house
What do you need to get cover?
  1. Completely filled proposal form
  2. The expected income per acre
  3. The cost of production per acre
  4. Premium payment
What is the claim process under Agriculture?
  1. Completely filled claim form
  2. Police abstract in the event of theft of livestock or poultry
  3. Vet claim form in the event of poultry
Livestock Insurance

Reduce your stress in knowing that you are financially covered in the event of death or disease in your livestock

This policy covers farmers against loss/death of livestock as a result of the following:

  1. Accidental death due to lightening, floods, snakebites, windstorms
  2. Diseases of terminal nature
  3. Emergency slaughter on veterinary advice
  4. Forceful theft either in paddock or zero grazing units
  5. Transit risk within a radius of 250kms
  6. Calving complication
  7. Loss as a result of epidemics

NB: Loss of milk income for dairy cows and goats for a maximum of 10 litres per day for dairy cows and 4 liters for dairy goats

What is covered?
  1. Cattle
  2. Horses
  3. Pigs
  4. Rabbits
  5. Sheep
What do you need to get cover?
  1. Completely filled proposal form
  2. Premium payment
  3. Current veterinary and valuation report from local veterinary officer
What are the ages covered?
  1. Cattle, sheep and goats below 10 years
  2. Cattle that are older than 90 days
  3. Sheep, goats and pigs older than 60 days
  4. Horses that are below 25 years but older than 3 months
What is the claim process under Agriculture?
  1. Completely filled claim form
  2. Police abstract in the event of theft of livestock or poultry
  3. Vet claim form in the event of poultry
Poultry Insurance

Poultry farming is a delicate business. Cover your business from things out of your control like diseases, slaughter advise by Vet e.t.c

This cover helps poultry farmers reduce their risks, allowing them to maintain their high standards.

The farmer is offered insurance against catastrophic loss of Layers, Broilers and Kienyeji chickens.

This protection is against loss due to:

  1. Death
    • Accidents
    • Lightening
    • Internal and external injury
    • Fire, windstorm and flooding
    • Snake bites, cats, dogs and wild animals
    • Illness and disease of terminal nature
    • Epidemics
    • Slaughter on advice by vet
  2. Theft
  3. Transit risks
What do you need to get cover?
  1. Submit duly completed application form
  2. Premium payment
  3. Current veterinary and valuation report from local livestock officer
  4. Filled proposal form
  5. Submission of vaccination regime programme

NB: Minimum number of birds covered is 10 birds and the minimum premium is 1,000/=. The birds must either be in either a cage system or open litter system.

What is the claim process under Agriculture?
  1. Completely filled claim form
  2. Police abstract in the event of theft of livestock or poultry
  3. Vet claim form in the event of poultry
Pets Insurance

Give your pets the protection they deserve, with a plan that fits your needs

Life can be rough! When illnesses or injuries surprise you. This cover can help save your pet and your budget

What is covered?

This insurance provides protection against loss arising from death of specified pets due to unavoidable or uncontrollable circumstances noted below:

a. Death due to:
  • Accidents.
  • Lightening.
  • Internal & external injury.
  • Pregnancy complications.
  • Fire, Windstorm and flooding.
  • Snake bites.
  • Illness and disease of terminal nature.
  • Epidemics.
  • Euthanasia on advice of a qualified veterinary officer.

b. Theft.

Basis of valuation

Coverage is based on the veterinary valuation and health report which is agreed prior togoing on cover.

Premium Rate

  • 4. 5% for death and theft. Minimum of KES 2,000 per policy.

Commencement of Cover

  • The pet owner must submit a veterinary report showing the pet is in good and soundhealth prior to going on cover .
  • The pet owner must submit his/her vaccination regime before we go on cover and mustmaintain and follow strictly the said biosecurity and vaccination regime for the pet.

Excess

    .
  • 10% of each and every claim..

Features

  • The policy is issued annually.
  • Insured value is as per veterinary’s certificate.
  • The cover is affordable and convenient.
  • Premium is payable upfront.
  • Simple application process.
  • Reliable claims service.
Features
  • The policy is issued annually.
  • Insured value is as per veterinary’s certificate.
  • The cover is affordable and convenient.
  • Premium is payable upfront.
  • Simple application process.
  • Reliable claims service.
Eligibility
  • Submit duly completed application form.
  • Premium payment.
  • Current veterinary and valuation report from veterinary officer.