About MCo-op Cash

What is MCo-op Cash

MCo-op Cash is a Co-operative Bank mobile banking service which enables you to access a variety of banking, money transfer and payment services. All you need is your ID Card/Passport and a registered mobile phone number, it doesn’t matter which mobile phone network you are on.


Services available on MCo-op Cash

  • DEPOSIT/SAVE money up to any amount
  • SEND money to another MCo-op Cash/Co-op Account/SACCO Account
  • SEND money to other Mobile Money Services e.g MPESA
  • WITHDRAW money at a Co-op Agent or Co-op ATM
  • TRANSFER money to and from your Co-op Account/SACCO Account
  • Buy AIRTIME for any mobile number
  • Pay for GOODS & SERVICES
  • Pay FEES e.g School Fees, Rent
  • BULK PAYMENTS processing
  • LIPA NA MPESA/ PAYBILL settlement service
  • Apply and pay for a LOAN
  • Check BALANCE or get a STATEMENT
  • Activate SMS ALERTS for debits and credits

How to register for MCo-op Cash

  • Dial *667# or use the app and follow instructions
  • Receive an SMS confirming registration

Make Sure
  • Your ID/Passport number is correct
  • Your names appear exactly as your ID/Passport
  • Your date of birth is entered correctly e.g. 12121990

  • Select the OTHER SERVICES menu option.
  • Select the UTILITY PAYMENTS menu option.
  • Select the MOBILE BANKING REG menu option

For more information contact our call centre on
020 277 6000,
0703 027 000,
0736 690 101,
SMS 16111 or email us at customerservice@co-opbank.co.ke

Mco-op Cash User Guide