Private Vehicle

Get A Car Insurance Within Minutes. Tuta Ku-sort!

A personal car is not only a high value possession but also gives you the comfort and freedom to move around conveniently.

Accidents or theft will not only upset your routine but may also upset you financial condition.

Get a cover with us within minutes to protect yourself against such unpleasant situations.

  • Motor private comprehensive
  • Provides cover for loss of or accidental damage to the motor vehicle, its accessories and spare parts as well as third party property bodily injury and property damage

  • Motor private TPO
  • Provides cover for any third party property damage and third party body injury

Enrollment requirements

The enrollment process is very easy. All you need are the following documents:

  1. Log book
  2. Driving License
  3. Insured ID
  4. Pin Certificate
  5. Premium
Eligibility

Any person over 18 years and with a valid driving license.

Benefits
Our motor cover includes extended benefits such as:
  • Tracking devices
  • Occupational group personal accident for the driver and loader
  • No blame no excess
  • Carriers liability
  • Loss of use cover
  • Loss of personal effects
  • Replacement of damaged and or lost key
  • Forced ATM withdrawal limit
  • Accommodation after an accident
  • Daily hospitalization allowance
  • Courtesy car
  • Political violence and terrorism risks
Commercial Vehicles

Don’t let your commercial vehicles give you sleepless nights. We will take care of your worries! Tuta Ku-sort!

We provide you with customized quality insurance policies that give you peace of mind as you make your business decisions.

Our Policies include:

  • Motor commercial – own goods
  • This covers the insured against loss or damage to vehicle used to carry goods belonging to insured.

  • Motor commercial – general cartage
  • This covers the insured against loss or damage to vehicle used to carry goods belonging to third party

  • Motor trade- selling of vehicles
  • Road risks
  • This covers loss or damage to vehicles on the road in custody or control of the insured including liabilities to third parties

  • Internal risks
  • This covers loss or damage while in the insured’s premises including in the open yard to own vehicle(s) or vehicles held on the road in custody or control of the insured including liabilities to third parties.

Enrollment requirements

The enrollment process is very easy. All you need are the following documents:

  1. Log book
  2. Driving License
  3. Insured ID
  4. Pin Certificate
  5. Premium
Eligibility

Any person over 18 years and with a valid driving license.

Benefits
Our motor cover includes extended benefits such as:
  • Tracking devices
  • Occupational group personal accident for the driver and loader
  • No blame no excess
  • Carriers liability
  • Loss of use cover
  • Loss of personal effects
  • Replacement of damaged and or lost key
  • Forced ATM withdrawal limit
  • Accommodation after an accident
  • Daily hospitalization allowance
  • Courtesy car
  • Political violence and terrorism risks
PSVs

Get the right cover for your PSV. Tuta Kusort!

For your PSV business to succeed, you need the right cover to cover you from any eventualities.

Our PSV policies ensure that you do not have to worry.

Our PSV policies include:

PSV Self-drive – car hire

Provides cover for loss of or accidental damage to motor vehicle in connection with the insured’s business for self-drive by authorized drivers.

PSV Taxi - yellow line

Provides cover for loss of or accidental damage to motor vehicle in connection with the insured’s business for taxi by authorized drivers.

PSV Chauffer Driven

Provides cover for loss of or accidental damage to motor vehicle in connection with the insured’s business for chauffer driven by authorized drivers.

Motor cycle

Provides cover for loss of or accidental damage to motor cycle in connection with the Insured’s business for tuk tuk or private use by authorized drivers.

PSV Tour Van

Provides cover for loss of or accidental damage to motor vehicle in connection with the insured’s business for tour driven by authorized drivers.

Ambulances

Provides cover for loss of or accidental damage to ambulances.

Hearse

Provides cover for loss of or accidental damage to hearse vehicle.

Fire Brigade

Provides cover for loss of or accidental damage to fire brigade vehicle.

Enrollment requirements

The enrollment process is very easy. All you need are the following documents:

  1. Log book
  2. Driving License
  3. Insured ID
  4. Pin Certificate
  5. Premium
Eligibility

Any person over 18 years and with a valid driving license.

Benefits
Our motor cover includes extended benefits such as:
  • Tracking devices
  • Occupational group personal accident for the driver and loader
  • No blame no excess
  • Carriers liability
  • Loss of use cover
  • Loss of personal effects
  • Replacement of damaged and or lost key
  • Forced ATM withdrawal limit
  • Accommodation after an accident
  • Daily hospitalization allowance
  • Courtesy car
  • Political violence and terrorism risks
Tuk Tuk

Do not find yourself in a very sticky situation should anything go wrong. Cover your Tuk Tuk with us today!

Our Tuk Tuk Insurance cover is tailor made to suit your requirements. This product covers the Tuk Tuk as well as a personal accident for the driver as an enhancement

RATING

The rating for both risks is as per undernoted:-

  • Comprehensive insurance for the Tricycle including at a premium of Kshs. 15,000.Premium 4% of the value minimum Kshs 15,000 and a Passenger Legal Liability (PLL) at 250 per passenger
  • Third Party insurance for the Tricycle Premium is Kshs 5,000 inclusive of Passenger Liability
  • Limits of Liability and Excesses applicable will be as noted hereunder:-

Limits of Liability / Excess
  • Medical expenses – Kshs. 50,000
  • Repair Authority – Kshs.10,000
  • Towing charges – Kshs. 10,000
  • Passenger legal liability limit - Kshs. 3,500,000 per person & Kshs.10,000,000 per event
  • Third party property damage – Kshs.2,000,000
  • Third party personal injury – Unlimited
  • Own Damage - 2.5% of the sum insured , minimum Kshs.7,500
  • Theft - 10% of the sum insured, minimum Kshs.10,000
  • Theft & recovery - 2.5% of Value, minimum Kshs. 7,500
  • Young/ Novice Driver - Additional Kshs. 5,000

Enrollment requirements

The enrollment process is very easy. All you need are the following documents:

  1. Log book
  2. Driving License
  3. Insured ID
  4. Pin Certificate
  5. Premium
Eligibility

Any person over 18 years and with a valid driving license.

Benefits
Our motor cover includes extended benefits such as:
  • Tracking devices
  • Occupational group personal accident for the driver and loader
  • No blame no excess
  • Carriers liability
  • Loss of use cover
  • Loss of personal effects
  • Replacement of damaged and or lost key
  • Forced ATM withdrawal limit
  • Accommodation after an accident
  • Daily hospitalization allowance
  • Courtesy car
  • Political violence and terrorism risks
Claim procedure
  • Fully filled claim form
  • Police abstract
  • Copy of rider driving license
  • Statement by driver and insured
  • Copy of log book
Underwriting requirements
  • Fully filled proposal form
  • Copy of National Identity card
  • Copy of PIN certificate
  • Copy of log book or purchase receipt and invoice
  • Copy of driving license
Motor Cycle

Get the right coverage for the open road

The last thing you want to worry about is whether you have the right insurance policy as you take the open road. This policy covers the motor cycle itself and also provides a personal accident for the rider as an enhancement.

RATING

The rating for both risks is as per undernoted:-

  • Comprehensive insurance for the Tricycle including at a premium of Kshs. 15,000.Premium 4% of the value minimum Kshs 15,000 and a Passenger Legal Liability (PLL) at 250 per passenger
  • Third Party insurance for the Tricycle Premium is Kshs 5,000 inclusive of Passenger Liability
  • Limits of Liability and Excesses applicable will be as noted hereunder:-
Enrollment requirements

The enrollment process is very easy. All you need are the following documents:

  1. Log book
  2. Driving License
  3. Insured ID
  4. Pin Certificate
  5. Premium
Eligibility

Any person over 18 years and with a valid driving license.

Benefits
Our motor cover includes extended benefits such as:
  • Tracking devices
  • Occupational group personal accident for the driver and loader
  • No blame no excess
  • Carriers liability
  • Loss of use cover
  • Loss of personal effects
  • Replacement of damaged and or lost key
  • Forced ATM withdrawal limit
  • Accommodation after an accident
  • Daily hospitalization allowance
  • Courtesy car
  • Political violence and terrorism risks
Claim procedure
  • Fully filled claim form
  • Police abstract
  • Copy of rider driving license
  • Statement by driver and insured
  • Copy of log book
MOTOR CYCLE (PSV) COMPREHENSIVE

MOTOR CYCLE (PSV) COMPREHENSIVE

Premium 5% of the value minimum Kshs 5,000 inclusive of levies.

The insured will pay an optional amount of 2,000 for a Personal Accident of death and permanent total disability benefits of Kshs.250,000 and a medical expenses cover in respect of motor cycle accidents only for Kshs. 50,000

Limits of Liability and Excesses applicable will be as noted hereunder:-


Limits of Liability / Excess
  • Medical expenses – Kshs. 30,000
  • Repair Authority – Kshs.10,000
  • Towing charges – Kshs. 10,000
  • Passenger legal liability limit - Kshs. 2,000,000 per person & Kshs.3,000,000 per event
  • Third party property damage – Kshs.2,000,000
  • Third party personal injury – Unlimited
  • Own Damage - 2.5% of the claim amount , minimum Kshs.7,500
  • Theft - 10% of the sum insured, minimum Kshs.10,000
  • Theft & recovery - 2.5% of Value, minimum Kshs. 7,500
  • Young/ Novice Driver - Additional Kshs. 5,000

Underwriting requirements
  • Fully filled proposal form
  • Copy of National Identity card
  • Copy of PIN certificate
  • Copy of log book or purchase receipt and invoice
  • Copy of driving license
  • NB:- Customers must complete a proposal form and attach copies of rider’s driving license & Log book

    Therefore the customer can take an annual cover for Kshs. 7,072/= inclusive of taxes or Kshs 3,536/= for half year inclusive of taxes.

    MOTOR CYCLE (PSV) TPO
    MOTOR CYCLE (PSV) TPO

    Premium Kshs 3000 inclusive of levies.

    Limits of Liability and Excesses applicable will be as noted hereunder:-

    LIMITS OF LIABILITY / EXCESS
    • Third party property damage – Kshs.2,000,000
    • Third party personal injury – Unlimited
    • Therefore the customer can take an annual cover for Kshs. 3,054/= inclusive of taxes

    MOTOR CYCLE PRIVATE-THIRD PARTY ONLY

    MOTOR CYCLE (PRIVATE)

    THIRD PARTY ONLY

    Premium Kshs 2,000

    LIMITS OF LIABILITY / EXCESS

    • Third party property damage – Kshs.2,000,000
    • Third party personal injury – Unlimited
    • Young/ Novice Driver - Additional Kshs. 2,000
    • NB:- Customers must complete a proposal form and attach copies of rider’s driving license & Log book

      Therefore the customer can take an annual cover for Kshs. 2,049/=

    School bus/Van

    Parents trust you with their children's safety. Build their confidence in you by having the right school bus/van insurance cover

    Let parents know that they can trust you. One way of doing this is demonstrating to them that the safety of their children is a top priority to the school.

    This policy covers the bus/van comprehensively, students, teachers and other staff carried in the bus/van. It also has a PLL that covers people while on private hire for functions like funerals, weddings etc.

    COVER: Comprehensive @ 4.0% and PLL at kshs.250.00

    Limits of Liability
    1. Third party Persons: Unlimited
    2. Third party property :Kshs. 20,000,000.00
    3. Passengers Liability :Kshs. 4,M per person and unlimited per event

    4. Towing charges :Kshs. 50,000.00
    5. Repair Authority :Kshs. 50,000.00
    6. Medical Expenses :Kshs. 30,000.00
    7. Radio Cassette :Kshs. 20,000.00 free cover
    8. Geographical Area :East Africa
    9. Windscreen :Replacement Cost (Free Limit 30,000)
    Enrolment requirements

    The enrollment process is very easy. All you need are the following documents:

    1. Log book
    2. School pin certificate
    3. School Certificate of registration
    4. Premium
    Benefits

    Our motor cover includes extended benefits such as:

    1. Tracking devices.
    2. Passenger Legal Liability
    3. No blame no excess
    4. Covers alternator & starter.
    5. Political violence and terrorism risks
    6. Excess protector.
    7. Arrange Insurance Premium Financing.