How do we determine the effective rate for new-to-bank borrowers?

AGM 2026

Executive Banking YEA

Sustainability KESONIA Sign in to Internet Banking

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AGM 2026

Executive Banking

YEA

Sustainability

KESONIA

Frequently asked questions

How do we determine the effective rate for new-to-bank borrowers?

For new-to-bank borrowers, the effective interest rate shall be under the KESONIA model i.e. KESONIA Reference Rate plus a Customer Premium (“K”). This shall be determined by the applicable risk rating for the customer segment.