We are looking for a dynamic, creative and self-driven professional to fill the Portfolio Manager position at the MIS & Statutory Reporting Unit. You will be required to make intelligent, informed decisions as well as offering distinctive customer experience.

Reporting to the Head – Portfolio Management, the role-holder will ensure proper data is in place for loans and overdrafts as stipulated in the credit policy, lending guidelines and approval conditions. They will ensure regular reports are received from Data Centre and liaising with branches and credit operations. 

The Role

Specifically, the successful jobholder will be required to:

• Ensure accurate preparation and timely submission of all statutory reports
• Ensure Reclassification of Loan portfolio book as per Prudential Guidelines.
• Ensure external questionnaire by CBK, KBA and DFI’s are returned on time.

• Review changes to data values and meanings.
• Review data model, architectures and specifications.
• Assess and determine whether business applications meet data requirements.
• Facilitate the resolution of data issues. Then communicate and promote the value of data.
• Ensure compliance by frequent review of provision requirement for loans
• Advise the finance department on Provision requirements on the impaired loan
• update & recalibrate IFRS9 model computation of ECL, as well as run & configure the EIR model.
• Dealing with the Bank External Lenders in regard to Credit issues
• Handle external lenders and ensure compliance on Covenants and reports 
• Monitor repayment schedules, rates, follow-up on rebates
• Follow-up & ensure all recommendations with regards to credit review is implemented 
• Carry out data analysis as requested by the Lenders
• Notify, implement & monitor prevailing variable reference rates: e.g. KESONIA, SOFR as per changes 
• Forensic reconciliation of accounts to ensure nil over/under charge of interest.
• Design and develop risk grading methodologies for MSME and Personal loans for use in risk-based credit pricing.
• Revenue assurance.
• Advise finance on monthly manual schedule interest
• Strict adherence to all regulations, statutes, standards, practices and all internal processes and procedures as per the relevant manuals and comply with all relevant external legislation and regulations with regard to Compliance requirements.

Skills, Competencies and Experience

The successful candidate will be required to have the following skills and competencies:

• A Bachelor’s Degree in business related field from a recognized University with at least five years working experience in Portfolio Management.
• Advanced Computer skills especially in Microsoft Office Applications as well as analytical skills.
• Advanced Skills in Models, IFRS 9 and Data Analytics 
• Thorough understanding of The Credit Policy and Prudential Guidelines
• Business Development skills and Understanding of the core banking system
• Personal organization and thoroughness coupled with the ability to work under minimum supervision with good Judgment and decision-making skills.

How to apply:

If you are confident that you fit the role and person profile and you are keen to add value to your career then please forward your application letter enclosing detailed Curriculum Vitae to jobs@co-opbank.co.ke indicating the job reference number PM/CMD/2026 by 16th February 2026.

We are an equal opportunity employer.