Personal Loan

Meet your financial situations with a brave face.

 Personal Loan

Imagine the possibilities with a Co-opBank Personal Loan. Go ahead and dream big!

Whether you want to make a major purchase, finance a wedding or pay school fees, a Co-opBank Personal Loan is a simple and convenient borrowing solution to help you reach your goals.

More Information

All personal loan requests are processed within 48 hours subject to employer confirmation

Yes, it is mandatory to transfer salary to Co-op bank.

One needs to maintain an active salary account for a minimum of six months for non-check off customers .Customers under schemes/ check offs can open accounts and fill change of paypoint to Co-opbank and immediately access credit facilities.

Personal loan is currently available in two currencies i.e. Kes and USD

We offer competitive interest rates

Yes, Loan is insured against death and permanent disability. It does not cover retrenchment.

Yes, we offer unsecured personal loans of up to 8M depending with the employer and scheme.

Yes, we are able to buy off/refinance other bank and Sacco loans for customer to have one repayment.


  • Minimum loan amount of Ksh 50,000
  • Maximum loan amount of Ksh 8,000,000
  • Maximum term of up to 96 months
  • Purposes to be covered include education, medical, furniture, consumer durables, motor vehicles, plot purchase, holidays and shares
  • Applications to be appraised using credit scoring
  • Applications appraised within 48 hours


  • Employed individuals or individuals with a regular income
  • Original National Identity Card and a copy
  • No specific minimum net salary is required
  • Salary pay slips for the last 3 months
  • Filled in loan application form
  • Copy of KRA PIN

Do you have an enquiry? Talk to Us


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